Archive for September, 2006

Bankruptcy is Not The End of The World

Undoubtedly, lenders consider a bankruptcy in your credit report to be a terrible sign that speaks about your credit behavior. For them, it means that you were not able to honor your obligations and you had to resort to filing for bankruptcy in order to get discharged from your debts.

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Low-Tax States Have Stronger Economies

A new study of state tax burdens ound that low-tax states outperform the higher tax states in employment, personal income and population.

The report, entitled “High Taxes Lower Economic Performance,” was conducted by the Maine Heritage Policy Center. It looked at all 50 states and their fiscal years of 1994 to 2004.

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Viatical Settlement - A Win-Win Situation for Most

Viaticum is the Eucharist given to a person on the verge of death, or to one who is facing a possibility of death. It is no wonder, then, that this Latin word would be the root of the term – Viatical Settlement.

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What Is a Structured Settlement?

Structured settlements are structured cash payments through an annuity system that is established to compensate injury victims for their losses. Structured settlements are also helpful with people who may have temporary or permanent disabilities, illegal death, serious injuries, or any other problem that results in the effect of the main wage earner of the household.

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Money Saving Tips For New Immigrants

If you came here with a PhD in Maglev, you might not get anything out of this article. However, if you a like most of the newcomers subsisting on a low paying job, you may find some gems herein.

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Student Car Loans – Own a Car at Low Cost Finance

Students also can own a car provided some conditions laid down by lenders are fulfilled. To take student car loans is a very simple and hassle free as the loan is especially tailored for students. They can ask for the loan for buying any car model either new or old one.

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Financing the Cost of Medical Equipment

What Are the Range of Options for Equipment Acquisition?

Cash Payments

This option assumes that there is enough cash available.
Advantages:
• It’s simple and quick.
• Everybody accepts cash
• Cash purchases minimize paperwork and middlemen and may help reduce purchase price.

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Investing In Logistics And Wholesaling Management

Logistics and Wholesaling Management are considered today of vital importance if one studies closely NAVISTAR and UPS, two well-established companies that have introduced logistics as their main business units.

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Life Insurance Cover — A Good Deal

The cost of life insurance has fallen over the past few years and there’s now more choice than ever, at prices that won’t break the bank.

If you have a family you could provide security for them by taking out adequate life insurance cover. In the tragic event of your death they would have enough to cope with, without added financial worries.

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Life Insurance - Your Family, Who Cares?

Like the ostrich, are you sticking your head in the sand when it comes to insuring yourself? According to recent statistics from the insurance industry, sales of the most basic personal protection insurance products, i.e. life insurance and income protection, have been falling, despite reductions in premiums.

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Some Credit Card Trends That Can Cost You

Between February 2005 and January 2006, the Fed raised short-term rates by 2 percentage points. During that same timeframe, the average credit card interest rate went from 12.84% to 15.75% a nearly 3% increase. You can expect to see these rates continue to rise.

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If You Find That You Are In Financial Trouble, Look At Debt Settlement As Your First Option

Read the entire article to understand why.

For over 8 years, congressional backers, banks and credit card companies pushed to get bankruptcy reform on the books. Who has this really helped?

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The Dangers of Getting a Debt Consolidation Loan

We all know the advantages of getting a debt consolidation loan. You take all of your debts and borrow enough from one lender to pay everything off, so now you only have one monthly payment. Done correctly, a debt consolidation loan will also carry a lower interest rate than the interest rates you were paying on your credit cards that you just consolidated, so more of your monthly payments go towards principal, not interest, so you get out of debt faster.

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Debt Consolidation Lenders

Needless to say, there are thousands of debt consolidation lenders that will offer you unlimited choices when it comes to borrowing money to consolidation your debt. Finding the right one for you can be frustrating, so you need a plan that will help you narrow down your choices to the lender that will best fit your needs.

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California Debt Consolidation Loans

The number of people who are caught in a debt trap in California is increasing. This is because a lot of people use multiple credit cards to make purchases. These credit cards are unsecured and carry high interest rates. The more people charge, the higher the monthly payments are. Payments get so out of hand that they become unmanageable, and creditors start sending legal notices because debts are not being paid on time, if at all. It’s time for good Californians to turn to a debt consolidation loan.

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