Archive for October 26, 2006

Credit Card Debt Consolidation

Credit cards have revolutionized the purchasing experience since Diners Club released the first credit card in the year 1950.

The Diners Club credit card gave consumers limited credit that, at times, even surpassed the personal savings of some participants. It allowed them to buy items they usually could not afford if they were to make a straight cash purchase. It also provided the convenience and safety of not having to carry large amounts of cash.


Avoid the Pitfalls of Balance Transfer Credit Cards

Balance transfer credit cards can be quite a temptation for a lot of people. People can now transfer the entire balance from other credit cards to balance transfer credit cards. These credit cards attract people by offering perks like low interest rates, and reward incentives for transferring a balance. However, people who are interested in these cards should do some research before deciding to go with this type of credit card. This is because this credit card can put people in a worse situation than they were.


How To Choose A Credit Card To Meet Your Needs

Choosing the right credit card that is most suitable for your needs will take a little work, but it certainly will prove to be worthwhile in the long run. Whether you want it so that you don’t have to carry cash with you, or you are a businessperson who is looking to have an accurate record of all business-related expenses, there will usually be one card that is a little more beneficial to your situation than others. Here are some things to look for to help you get that perfect credit card.