Archive for December, 2006

Why Credit Cards Beat Cash

Consumers are fond of various things: rewards, money savings, time savings, flexibility, financing, etc. All of these things and more are provided by the use of credit cards and debit cards instead of cash. But merchants also benefit from these forms of payment. They don’t have to wait for the money as if they where to offer financing by accepting checks and they can get the money right away by offering financing for those who would have to postpone the purchase till they raised the money to pay in cash.

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Credit Card’s Dirty Little Secrets

Do you know about credit cards and their dirty little secrets? I make my living knowing about them and I was unable to answer all the questions at a great quiz from the PBS Frontline program Secret History of The Credit Card at Credit Card Quiz. Take the quiz and see how much you do or don’t know about universal default, and other credit card issues. Then read this article for more dirty little secrets this great PBS special offered. Here are a few apetizers:

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Smart Debt Recovery With Alternatives To Bankruptcy

Bankruptcy is a legally declared inability to pay back all your lenders. One can seek out for a creditor in filing bankruptcy, in order to recoup a portion of what you owe. It is carried out by a bankruptcy attorney in a legal manner. Basically gives a borrower indebted, a new lease of life. As it helps relieve the debtor off his pending debts and enables him to repay the creditor systematically, he only pays what he can afford to pay.

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Getting Help with a Viable Bankruptcy Alternative

A young person can suddenly find himself caught in a financial situation that is difficult to handle these days. Young student can find it hard to resist temptation when credit card companies are passing credit cards out like candy on campuses all over the country. They can easily rationalize that they need a credit card for emergencies.

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Tax Saving Tips for Small Business Owners for 2007 Tax Season

Soon 2006 will be gone and the season for tax filing will be here. It is important that before the year ends small business take advantage of tax saving tips to minimize their tax burden and maximize their returns. Here are a few tax-saving tips that small business should take advantage of:

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Last Minute Tax Saving Tip

When getting started in Real Estate 5 years ago, I was living off $850 per paycheck bi-weekly. And for a few years, I didn’t receive these big fat checks that all those real estate books and seminars were talking about. I was doing all the tedious work myself to save money. One day after work, a letter from the IRS welcomed me with a $6,500 check!

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9 Ways To Cut Your Taxes And Increase Your Returns Before Year Ends

There is only a few more weeks left before the end of the year, but you still have time left for some tax-saving moves. Each year brings with it new opportunities and challenges as tax laws change continually.

Here are a few tax saving tips:

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Get More Tax Refund Money Using Income Tax Deductions and Credits

How do some people seem to always pay less tax or get a bigger tax refund than anyone else, while you try everything possible, just to break even? What if you could find a way to get 20%, 30% or even 50% more money on your tax refund, how much money would that be? Hundreds, maybe even thousands of dollars.

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Settle Your Debt

If you find yourself in heavy debt and are considering bankruptcy, you should look into debt settlement. Debt settlement is where you contact your creditors and explain your situation. You make them an offer to settle your debt for a lower amount than what you actually owe.

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Are Guaranteed Approval Credit Cards Right for You

Not a lot of people have heard about guaranteed approval credit cards. This is because these cards are a rather new idea when it comes to credit cards for people with bad credit or no credit. Those who have tried to get credit for the first time or tried to get credit with a bad credit history are aware that it is a difficult, if not impossible task.

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Mortgage Refinancing - Tell Your Mortgage Company to Take Out the Garbage

If you are in the process of mortgage refinancing, negotiating with your Mortgage Company or broker can save you thousands of dollars. There are a number of Junk fees you should simply not agree to pay when mortgage refinancing; mortgage companies and brokers try and cleverly disguise these fees in your loan contract. Here are several tips to help you avoid overpaying for your next mortgage loan. What Are Mortgage Refinancing Junk Fees?

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Credit Card Debt Consolidation In UK - Trim Debts at Low Cost

people in the UK being under huge debt burden. But thanks to credit card debt consolidation in the UK that, at the same time, credit card holders gets rid of debts that are of very high interest rate.

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Benefits of Homeowner Loans

Available capital is important to get ahead in society. How does one go about getting a large sum of capital at a good rate? What would you do if you have an excellent business idea but poor credit, is stopping you from raising funds in order to make that idea a reality? Using the equity in your house is an excellent way to generate that much needed capital to make your dream a reality. To calculate how much equity you can use as collateral all you have to do is subtract the value of your home minus the outstanding mortgage. Some companies will even allow you to use up to 125% of your home equity as collateral.

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Getting Same Day Pay Day Loans UK

In the age of rapid decision makings, the technology has allowed people to get same day pay day loans online through the Internet. Many payday loan lenders in the UK today provide electronic facility to allow borrowers to submit their application form and process it in the same day. This is a real advantage as no one wants to wait for days when they have a financial emergency to be tackled.

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10 Ways to Save Time and Money with an Independent Leasing Consultant

Leasing is based on the principle of “use-of vs. ownership.” A client makes money by using equipment, not by owning it. The following tips explain what a leasing consultant is and how they can improve your image and increase your productivity while you enjoy the rewards of higher profits.

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