Archive for January, 2007

Bad Credit Mortgage Loans

I specialize in bad credit Houston mortgage loans. Just about anyone with a job or income can qualify for a home loan. The problem with bad credit is that the loan terms can be more restrictive and less favorable than good credit loans.

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Getting A Bad Credit Home Equity Loan

While getting a home equity loan with bad credit is not always easy there are lenders that specialize in doing this type of loan. These bad credit lenders are more interested in your ability to pay back the loan then anything else. A bad credit score works against you but does not keep you from getting the loan you need. By using the Fico Method a bad credit lender is able to evaluate your ability to pay back the loan.

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Bad Credit Student Loan - What To Do If You Need One

Are you concerned that bad credit will prevent you from going to college? While it is true that finding student loans with excellent interest rates is easier if you have a sterling credit rating, bad credit student loan aid is possible. For example, the most popular US Department of Education loan, the Stafford loan, assumes that most applicants will be going to college straight from high school, and will not have a credit rating yet. Therefore, Stafford loans do not even consider the credit rating a factor when it comes to qualifications. The same holds true for Perkins loans, which are federal loans designated for the neediest students. The only reason bad credit would interfere with these kinds of student loans are if you have defaulted on a federally granted student loan in the past.

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Secured Loans-Homeowner’s Salvation

Nowadays, there are many options available in the loan market. If you are a UK homeowner in need of fast cash, you may avail a secured loan. You will have to place your home against the loan amount that you will take. As the lender is convinced about recovering his money, he is liable to offer you flexible terms and conditions.

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Secured Loans: Encashing The Equity In Your Home

If you have a big financial requirement and you want a loan that involves a low rate of interest then secured loans may serve your purpose. These loans are provided against the equity present in your home. Once you agree to pledge your home with the lender, there is every possibility that the lender will provide you a secured loan at low rate of interest.

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Always Use Protection! Sell-Stops for Safe Investing

For most individuals, whether to sell a stock is the hardest decision in stock investing.

It sounds simple at first: “Sell your losers and let your winners run.” Sure, obviously. But how do you know which stocks are your future long-term winners and losers? More to the point, how do you tell the difference—right now—between a stock that is only on a short-term losing streak as opposed to one which is destined to be a long term loser?

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Investing in Stocks: Turn $5,000 into $1,000,000

First of all, I want to point out the long term historical return of the stock market is a little bit higher than 10% per year. Very few long term investments can make this claim. Some would argue that real estate is a better investment, and it may be in some instances, but I would rather put my money in investments that require no maintenance, renters, property taxes, or other “drawbacks” as I would refer to them. Of course, your own house, that you live in, is another story.

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How to Invest in Stocks

If you are a first time investor you are no doubt wondering what the best investment vehicles to get involved with are. There are many to choose from including stocks, bond, and mutual funds. This article will focus on stocks and how to invest in them.

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How to Invest in Mutual Funds

If you are into investments but you don’t want to invest in one kind of stock or another, perhaps you would rather invest in a mutual fund. With mutual funds you can diversify, meaning you can buy more than one kind of stock. By diversifying you reduce the risks without losing your returns.

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Why Does Homeownership Affect Interest Rate?

The incidence of homeownership on interest rate is mainly related to the risk involved in the financial transaction. Homeownership modifies the risk involved for the lender on the lending process in several different ways and consequently, the interest rate is modified because it depends on the risk associated with the transaction.

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The Secrets Of How To Create A Budget To Help Get Out Of Debt

When creating a budget to get out of debt the hardest part is just sitting down and getting started. No one likes to face the fact that they overspend and creating a budget will be a very big eye opener in seeing where and how you overspend.

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Secured Credit Card Scams?

A page from ftc.gov site begins with the headline Secured Credit Card Marketing Scams and then it places a copy of an advertising sample that reads, “ANYONE CAN QUALIFY FOR A MAJOR CREDIT CARD! Separated? Divorced? Bankrupt? widowed? BAD CREDIT? NO CREDIT? NO PROBLEM!”

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Spot Uranium Price Trapped at $72/Pound

According to the January 26th edition of Nuclear Market Review (NMR), the spot uranium price hasn’t budged for a sixth straight week – the longest period of no price change since June 2005. NMR again reported no change in either the spot or long-term uranium price indicator, which remains respectively at $72 and $69/pound. TradeTech is the first to post the weekly spot uranium price indicator on the consulting company’s website.

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The Onset of Any Investment

If you want to be serious in trading, you must look at trading as a business. Before you set up any business, planning is essential. Although tempting, before you pour your hard-earned savings into this venture, the first step is to establish your investment goals and objectives. It is best to have this written down because there will be moments that you will forget your goals and purpose of investing.

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Motor Vehicles For Your Business: Loans or Leasing?

Thus, one must make sure that it will be suit for the purpose it will be given. Also, the form of financing you choose to pay for it is an important issue. Thus, deciding between obtaining a loan or to lease must be done carefully.

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