Archive for February 3, 2007

6 Easy Steps for Credit Card Success

What are the six steps to credit card success? The six things that can mean the difference between a great credit history and healthy credit card use or almost certain financial disaster? They may be simple steps - but they’re critical ones - and if you have any hope of a happy financial future, you’d best commit them to memory.

Comments

Overcome Bad Credit With Secured Loan Financing!

The reason why secured loan financing beats unsecured financing in these situations is that the requirements for approval are less harsh and thus, let almost anyone (even those with a past bankruptcy on their credit report) to obtain finance regardless of their credit score or history. Unsecured financing implies a higher risk for the lender and thus, harsher credit and income requirements for approval.

Comments

Credit Card Traps, And How To Avoid Them

“0% interest* for the first six months, no annual fees** and a low fixed*** rate of only 8.9%****!”

* Unless you count the deferred interest we will charge you if you don’t pay off the full balance transfer amount when the promotional period ends.

Comments

5 Reasons to Check Your Credit History

Just about everyone has borrowed money, used a credit card or applied for a personal loan. This means that most of us have a credit file detailing how much we owe our creditors, whether we pay our bill on time and who has requested access to this information. The accuracy of your credit report can be the difference between being denied or approved for your next loan; how much interest you will pay on balances carried over each month and even if you can get that new cell phone or apartment lease. Creditors determine whether to give you credit or a loan-and how much you will pay-based on information in your credit report.

Comments

Credit Card UK: Some Extra Edge With Easy Cash

Undoubtedly it can be said that the credit card industry in the UK is mushrooming day by day. More and more people in the UK are willing to use plastic money instead of cash. But why should one use credit card? The pros and cons of credit card in the UK are mentioned below.

Comments

Debt Management Versus Bankruptcy

In today’s world it is not difficult to obtain enough unsecured debt in a very short time to make bankruptcy look like an appealing option. But is this the best option for you? Before you decide to file for bankruptcy protection, you should really take a close look at a debt management program.

Comments

Just Went Through Bankruptcy, Are Bad Credit Loans For Me?

This is due to the fact that a bankruptcy stain remains on your credit report for many years and scares lenders away easily. However, since now bad credit loans are wide available you may wonder if you can get finance by requesting a bad credit loan even if you have a past bankruptcy on your credit report…

Comments

California Bankruptcy Laws-Learning How to Use Them

With this article we will explain the application of the California bankruptcy laws and its exemptions; laws and how they work. These California bankruptcy laws are taken from federal bankruptcy laws, title 11 of the United States Code.

Comments