Archive for February, 2007

Tips to Reduce Your 2006 Income Taxes in 2007

Income taxes are a substantial burden for business owners and real estate investors. There are few actions which can reduce your 2006 taxes after December 31, 2006. This article summarizes four options for reducing your 2006 federal income taxes during 2007. These include reducing revenue, increasing real estate depreciation, increasing expenses by conducting a fixed asset audit and increasing expenses by converting capital expenditures into operating expenses.

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How Are Structured Settlements Structured

How Are Structured Settlements Structured?

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Cash In Your Settlement Payments? The Good And The Bad

Cashing in your structured settlement is an option that you may have. By cashing in the funds that you are being paid through a structured settlement, you will be getting the funds that are owed to you in a lump sum. Not all of the funds have to be cashed in, nor do you have to do this at any time that you are getting payments. The benefit of cashing in is simple. You can get a larger payment all at once. Yet, this is not always the best option that you can choose. Therefore, if you are considering it, make sure that you pay attention to the details as well as the benefits and disadvantages of cashing in.

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The Benefits of Structured Settlements

Before getting into the benefits of structured settlements, it might be a good idea to explain what it is. A structured settlement, sometimes referred to as a periodic payment judgment, occurs as a result of a lawsuit where there is a considerable sum of money to be paid out. Usually the amount is broken down into payments and put on a schedule to be paid out over time. Payments can be made monthly, yearly, or every couple of years, depending on the agreement. The payments can extend over a period of many years. A person receiving the payments is referred to as the payee or annuitant.

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Day Trading Stocks - How Are You Doing?

Most trading is done emotionally charged, out of control, and frustrating as consistently losing is the norm. From this stressful and financially draining experience of not winning, few traders ever see the possibility for long term success - becoming a winner.

Losing or producing boring, mediocre returns is the guaranteed outcome of not having the following:

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An Introduction to Option Spreads

Options trading, just like other trading activities, requires a strategy. At the core of many options trading strategies is option spreads. An option spread is the position that is entered when the investor purchases and sells (writes) equal numbers of the same kind of options with the same underlying security. However, the strike prices and expiration dates of these options differ depending on the type of spread.

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How To Retire Young And Escape A Mid-Life Crisis

get married, have some kids and pay off the mortgage. If everything goes well, we will then retire somewhere sunny playing bridge and golf everyday. Many people will also go through painful episodes of divorce and/or bankruptcy.

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Joe Versus The Joneses

The expression “keeping up with the Joneses” was first coined by the cartoonist Arthur R. (”Pop”) Momand in his once highly popular comic strip entitled, ‘keeping up with the Joneses’. Launched in 1913, the comic strip ran in American newspapers for over 28 years. The inspiration for the comic strip came directly from Pop’s experiences in his former hometown of Cedarhurst, New York where friends and neighbors were living well beyond their means in their eternal quest to keep up with their well-to-do acquaintances.

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Three Ways To Harness Your Emotions To Raise Your Credit Score

Many people think that credit scores are only about managing money and debt well. But more and more people are starting to realize the importance of harnessing their emotions in order to control their money and eventually to raise their credit score. In fact, in recent years there has been an awareness on the link between our emotions and our money – that is, how our financial health is affected by our emotions.

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Save Money by Not Using Credit Cards

Save money by not using credit cards is an option if you are on a budget and finding yourself in debt. Credit cards often come with steep interest rates, which if you roll over your payments to the following month additional interest are added. In addition, most credit cards charge fees for using the cards, or will charge you interest on each purchase you make.

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Need Cheap Loan: Go for Low Interest Rates Loans

As the caption itself indicates, low interest rate loans are the loans offered by finance companies/lenders to borrowers for various purposes at low rate of interest.

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New Car Finance UK: Key To A Brand New Car

If you are planning to buy a new car but are worried about the soaring car prices then car finance is the ideal choice for you. New car finance UK would help you in buying your dream car at affordable terms. New car finance UK is the financing scheme available to all the residence of UK.

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Stock Research – Hedge Fund Fraud Leads to $160 Million Bear Stearns Settlement

It was announced recently that a Federal Bankruptcy court judge ordered Bear Stearns, one of America’s top tier trading firms to pay $160 million to investors who lost money with a hedge fund that cleared through Bear Stearns. While doing stock research on publicly traded brokerage corporations, we came across the settlement. This spurred us on to thinking, what does this mean for the everyday investor, and what does it mean for stock research in general. Here’s the real story.

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Capital One Secured Credit Cards: Why Are They So Attractive?

Capital One secured credit cards have broken the mold when it comes to secured credit cards. Instead of ridiculous processing charges and annual fees, Capital One secured credit cards offer credit-bruised consumers with extremely reasonable interest rates and perks that other secured credit cards wouldn’t ever think of offering.

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Is It Possible To Insure An HYIP Investment

As everyone knows, HYIP investments are risky. To the uninformed its the equivalent of throwing a pound in a wishing well, and expecting 2 or 3 to splash back out. In truth, despite the mass of information on the Internet, there simply isn’t a definitive yes/now answer for the inexperienced. Some time ago, I theorised that it would be possible to insure investments against scams. Although by some the idea was ridiculed, I was and still am convinced that the concept is good. Read on, and I will explain all the pros’s and cons, you’re free do decide yourself the merits of the service.

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