The Unique Finance Blog

When I was a kid my mom used to get angry and ask me why I always pointed out the negative things. Conversely, if I ever got into trouble, I would plead with my parents, asking them why my “one” indiscretion outweighed all the good.

I like penny stocks. Over the years I’ve seen some really good returns. I’ve also had some of my more speculative plays tank. And whether a stock climbs or falls, I will give credit where credit’s due. I did my due diligence and was right or wrong OR I got really lucky.

Life Settlements are becoming more regulated and monitored throughout the financial services industry, and it is important to know the facts about life settlements. A life settlement, also known as a senior settlement, senior life settlement or life insurance settlement is the sale of a life insurance policy whereby the policy owner receives more than the cash surrender value of the policy.

Selling your structured settlement may be something that you have to do. The good news is that there are countless companies that want to do business with you. The bad news is that there are many companies that won’t give you a fair price or that will charge you outrageous fees. Some companies will offer you one amount only to come back with another amount later, claiming that they no longer can offer the original amount. Others will hide fees that you do not know about until the last moment claiming that they were part of the agreement all along. Selling your structured settlement can still go smoothly, but it is up to you to find the appropriate buyer for it from the start.

It’s not uncommon for people to allow their payment towards their insurance policies to lapse. Insurance companies actually hope this happens because when it does the insured loses money even after it’s been paid over a period of months or even years.