Archive for Credit / Credit Cards

5 Must Know Things About Credit Reports

1. Experian, Equifax and TransUnion. These three credit bureaus are responsible for reporting your credit scores to banks and other lending institutions. The basic idea behind reporting and tracking your credit history is to get an idea on how prompt and reliable a person is in repaying the loans.

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Considering A College Student Credit Card

If you are heading off to college, you already know that it is going to be expensive. Hopefully you have already sat down with your parents to work out a budget. There are going to be many things out of your hands like the cost of tuition and housing, whether you are going to be living in the dorm or an apartment. The cost of books is going to be large but it is also a variable since you may be able to find used books instead of paying sticker price at the college bookstore.

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Credit To Aid The Military

Made To Alleviate Difficult Times

The loans created specially for military personnel in times of hardship were created with very particular conditions. To begin with, the interest rates are much lower. There are lenders who specialize in personal loans to the military and their interest rates have a fat reduction with respect to normal loans, sometimes, even 5% less than for civilians.

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Bad Credit: How Do Inquiries Affect My Chances?

Many people ignore that certain credit inquiries can affect your credit score negatively and thus you should try to avoid them at all cost. But how do inquiries affect your chances of getting approved for finance? The answer to this question is not that complicated. But first, you need to be able to differentiate between diverse kinds of credit inquiries as not all of them affect credit score negatively. Only then you’ll be able to know which inquires to avoid and how to avoid too many of them if they are needed.

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Credit Cards After Bankruptcy - Is It Feasible?

One of the things that need to be made clear is how long after bankruptcy you are applying. Another important topic is the type of credit card you want to apply to. And finally, another issue is the things you can do in order to boost your chances of getting approved for a credit card after going through a bankruptcy process that has ruined your credit score and history.

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Why Your College Student SHOULD Have a Credit Card

There’s no shortage of resources available telling you why college students should not have credit cards. Indeed there are some very valid concerns about college students and credit cards which are address later in this article, but there are also a number of good reason parents should help their children obtain a credit card heading off to college. This article covers some of these reasons.

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Cash Advance Application

This interesting article addresses some of the key issues regarding Cash Advance Application. A careful reading of this material could make a big difference in how you think about Cash Advance Application.

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Request A Free Credit History Report - 3 Great Reasons Why You Need To

I’m sure you’ve seen a lot of websites showing you need to act on this or act on that if you want to increase your score in no time!

While the internet is filled with loads of “helpful” advice, I recommend you stay away from those too good to be true offers.

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The Corporate Credit Card: For Your Business Needs

When employees of corporations need to purchase something, they have to course their requests for funds through several divisions and departments before they can receive the money. Although this may appear to be a bureaucratic trap, it is a system that nearly all corporations use to make sure that all requests are met in an organized manner.

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Know Which College Student Credit Card Offer Is Right For You

Believe it or not, there are a lot of college student credit card offers that are available out there. Choosing which is the college student credit card that best fits you is the part that seems a bit more complicated. Hopefully, the following college student credit card offers will help you decide.

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Capital One Secured Credit Cards: Why Are They So Attractive?

Capital One secured credit cards have broken the mold when it comes to secured credit cards. Instead of ridiculous processing charges and annual fees, Capital One secured credit cards offer credit-bruised consumers with extremely reasonable interest rates and perks that other secured credit cards wouldn’t ever think of offering.

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Credit Card Scam Can Cost You Dearly

Today, personal information needs to be guarded more than ever before. All it takes for a criminal to act as you is to have some information that only you possess. With that information in hand, criminals can open credit card accounts in your name, take out loans or mortgages, and spend money like crazy. How do dishonest people acquire important financial information? Frequently, all they do is ask their victims for it.

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5 Things To Look For When Choosing A Credit Card

If you need or want a credit card for those emergencies in your life when you have no cash, you need to be careful what credit card you apply for. It is important that you look over credit card offers carefully so you can make an educated and wise decision on which credit card to choose. If you merely choose the first credit card offer you receive in the mail, you may find yourself in trouble with a card you do not want. The following are some things to look for when you are trying to choose the best credit card for you.

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Apply For a Business Credit Card

For as long as you can remember you’ve wanted to start your own business, to be your own boss. The idea of creating something from scratch and watching it grow and thrive under your tutelage is enough to gives you chills. You’ve spent years preparing for the day that you could call yourself a proprietor. You’ve taken classes. You’ve worked as employee at businesses similar to the one you dream of owning. You’ve studied demographics. You’ve applied for licenses and permits. You’ve been advertising the grand opening for weeks. You’ve hired a team of employees. You thought you were ready for anything, but now, as you stare at the monthly bank statement in your hand you realize that you over looked one small detail. You had no idea how much the chore of getting your business up and off the ground was going to cost.

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6 Easy Steps for Credit Card Success

What are the six steps to credit card success? The six things that can mean the difference between a great credit history and healthy credit card use or almost certain financial disaster? They may be simple steps - but they’re critical ones - and if you have any hope of a happy financial future, you’d best commit them to memory.

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